easy money scams that work
Years ago there was a stranded Nigerian prince needing you to send him money so he could get his inheritance and he’d make it worth your while.
Scams have gotten very sophisticated! And Scammers have been a way of life since we had anything worth stealing. The leaps in communication technology go hand in hand with advances in Scam technology.
Scams have gotten very sophisticated since those early days. And they’ve been a way of life since we had anything worth stealing. The leaps in communication technology go hand in hand with advances in scam technology.
Most of us tend to think we’re not being targeted, only “suckers” fall for scams and we can avoid them easily, right? Unfortunately, the scams running today are much more effective that we think. Scammers take time and money to set them up and pull them off because they know the payoff is lucrative.
So take heed and have a look at the simple scams below that work. See if you can save yourself and your family from being a statistic in the scammers bookkeeping.
fake virus / real virus
As computer users we all are at different levels. Some people turn it on and use it for online posts. Others built them using parts found on Amazon (See my high end component list to build your own).
So when a “fake virus” shows up it can do well. Users get a message from their anti-virus provider that says their infected and a fix requires a special update. You have to take it seriously, right?
Hackers where the source of the message! and they made it look just like your anti-virus software alert! As soon as you click on the warning to fix the issue (worst case, it asked you to provide a credit card to buy the fix), the hackers have started sending the malicious payload to your computer. This could erase files, or better yet turn your computer into a gateway to pass on this malicious software to the next person.
There is now a threat of identity threat since the criminals now have access to the secrets in files and browsers on your computer.
One way to avoid this type of attack is to know which anti-virus software you have installed. And if you get an alert for a different software program they you can be sure it is fake. Once you close this alert, the best thing to do is to run a full scan with your real anti-virus software to remove the fake.
desire to help others
Some successful scams prey on our desire to help others. Other scams are looking to influence us with the offer of money, companionship, or security.
After natural disasters like Hurricanes and Tornadoes, good people put themselves out to help those in need. Many send money. Scammers find opportunities to get in the middle of that cash flow, sometimes using crowdfunding platforms to collect for fake causes.
Look to the Department of Justice for tips on side stepping some of these relief scams. You must be proactive to truly avoid them. Scammers usually as for money in the name of a charity. Always pick a known trusted charity and donate directly to them.
phone call from the bank
Hackers send you a message from your bank telling you that your identity has been compromised. They just need to confirm your account and identity to be able to fix the problem. You should know that your bank will never do this. So if you end up giving the hackers your details, your money will flow into their hands.
To cover yourself, you can always call the bank back at the # 800 listed on their website or on the back of your credit/debit card. This way you know they are legit.
starting a new job
Desperation kicks in when you are unemployed. The lack of steady income scares the crap out of most of us. This fear can be exploited by scammers.
There are variations to scams of the unemployed. An employer might have you buy a credit report to bring to an interview that never happens. They’re just getting paid by the company that sells the credit reports. Other times they want you do work from home and ask for a personal check that they use to withdraw funds from your account. Other scammers will say they paid you “accidentally” more than they should and request a money order for the difference. Their check will bounce after you give up the money order.
Look for reputable companies. Talk to friends that work there or do online research of the company looking for any scams. Be cautious and safe out there!
Scammers use emails to perform what’s called a “Phishing” attack. They send you an email that, on the surface, looks to be from a trustworthy source that you might even know. Be aware, these scams fool a lot of very savvy people. The email is typically from a trustworthy contact that is asking for some minor task to be performed like looking something up online.
Since these emails look like they come from a valid source, victims are unaware they are being tricked into performing an unsafe task.
Be sure to always check the source email address matches the person you know. Watch out for bogus domain sources such as email@example.com. Amazon emails would normally come from the Amazon.com domain such as firstname.lastname@example.org.
Closer inspection of the task request may reveal spelling errors, bad grammar and incorrect detail pointing out the presence of a fake email.
The companion in need
Scammers love to prey on people in search of love and companionship! Ain’t it Sad!
People meet each other on online dating sites everyday! My own brother married his wife he met on an online site. Together they have a lovely daughter who’s going to go to college soon.
Match.com and the others are also perfect tools for scammers and con men and women.
Usually the scam is a fake profile that lures in the lovers. The fake makes requests for money cause they “need” it to fix something, to help sick relative, etc. This can also be called Catfished and an entire show has been produced to uncover the people behind these heinous schemes.
It is never safe to give out your personal information on a dating site. You don’t know who exactly is on the receiving side. DON’T send money to these people! Fight the urge. If someone needs help, find them local help or call the police to check on them. They might really need help and you were there to help.